There are several important things to remember about how bankruptcy can help save your home from foreclosure.
January 2009
When you go to an attorney for a consultation do you hear Charlie Brown’s Teacher in your head? You are NOT alone. I too sometimes hear the wah, wah when I speak to other attorneys. My staff often tells me that I presume that everyone else in the world is as excited about bankruptcy as [...]
I wish that question had an easy answer. I wish we could say if you have this mortgage, yes, if your situation is that, don’t bother. But the fact of the matter is that every day I hear a different story. There are some common themes: it’s hard to get to the right person; when [...]
In bankruptcy, creditors are permitted to object to the dischargeability of a debt incurred by fraud. Such complaints often initiate very contentious proceedings (and are often combined with complaints to deny a debtor’s general discharge). When faced with a fraud complaint in bankruptcy under Section 523(a)(2), here are some points to remember. The creditor must [...]
Three bankruptcy filings in 12 months seems a bit much, yes? But it happens. Perhaps there was carelessness by the filer or an attorney, or perhaps there was misplaced hope that a Chapter 13 case could succeed but then a sudden loss of income occurred. There is no automatic stay, which means no automatic protection, [...]
The current economic crisis is making the debt collectors scared. When there’s no money to put food on the table, even a favorable judgment through the courts means nothing. “The judgment by itself doesn’t get you paid,” according to Cincinnati debt collection law firm Slovin & Associates partner Randy Slovin. InsideARM is reporting that the [...]