January 2009

Bankruptcy & foreclosure: not an either/or

by Cathy Moran, California Bankruptcy Lawyer

The foreclosure is day after tomorrow:  I have to file Chapter 7 now, the client insisted. Since I knew she didn’t intend to keep the house, I was baffled.  What drove the perceived need to stop the foreclosure? The client thought that filing bankruptcy first  was an alternative way to transferring title to the house [...]

New Year’s Resolutions from a Consumer Bankruptcy Attorney

by David Leibowitz, Illinois and Wisconsin Bankruptcy Attorney

People seek bankruptcy relief in times of personal financial crisis.  Now, we are all facing a national financial crisis.  As 2009 starts, I have asked myself, “What can I do about this?”   Just asking this question, I have discovered, raises the bar for my own expectations and possibilities. As a consumer bankruptcy attorney, I help people resolve [...]

How To Read Your Debt Collector’s Mind

by Andy Miofsky, Illinois Bankruptcy Attorney

Did you ever want to know why your debt collector does the things she does?  Get free comprehensive information about the accounts receivables industry from InsideARM.com.  There you will find news and analysis, blogs, industry reports and much more.  Do you want to know how tightening credit in the student loan industry is predicted to [...]

I took a look at the FBI website and right there next to the most wanted photo of Usama Bin Laden I learned the FBI estimates mortgage fraud losses between $4 Billion to $6 Billion annually.  Such losses raise mortgage fraud to a high investigative priority at the Bureau. The FBI focuses on three primary [...]

Happy New Year Tip – Check Your Free Credit Report

by Andy Miofsky, Illinois Bankruptcy Attorney

The best time to get your finances in shape is now.   People traditionally make resolutions today that they jettison days later.  Here is one resolution you can keep from the safety of your favorite easy chair. Your credit history impacts various aspects of your life and your pocketbook, such as the cost of insurance, [...]