As the commercial says, there is no credit fairy that will come and rescue your FICO Score. Only you can take control of your financial future through hard work and education. There is a new website designed to give you information about credit and how it affects your financial future. It is called Take Charge of Your Credit at www.creditfairy.org. This site is the colloboratve efforts of HSBC, Suntrust, Wachovia, Leadership Conference on Civil Rights Education, Consumer Bankers Association, Citigroup and National City. The site will review Credit Basics, What’s in a credit report, Know your Credit Score and Managing your credit.
In addition to this website you can review the websites of the Federal Trade Commission, Bankrate and Fair Issac for additional information about credit. The Internet contains a wealth of information so that you can make an informed decision about your financial future.
Remember that knowledge is power and the only way to take control of a situation is through knowledge. It is never too late to take charge of your financial future. Seek, learn and take control today.
Written by Rachel Lynn Foley, Kansas City Missouri Bankruptcy Attorney.
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