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• BLN Members

  • Helping Families Save Their Homes in Bankruptcy Act of 2009
    Congress just recently introduced legislation, which if passed, will allow homeowners to renegotiate their home loans without the consent of the lender. This new legislation under Title 11 is court ordered and there is very little a lender can do to oppose it. Essentially, it would allow a mortgage to ...
  • Nation Guard or Military Reserve? NO MEANS TESTING!
    Good news. Legislation enacted December 19, 2008, has recently exempted most National Guard and Military Reserve from the means testing requirements in filing for bankruptcy protection! To read more, please click my National Blog Here. Written by Michael G. Doan [contact-form 1 "Contact form 1"]
  • I received my Bankruptcy Discharge, now what?
    Congratulations! If you received a “discharge of debtor” notice from the bankruptcy court your bankruptcy case was a success. Your discharge document, usually consisting of just a page, is the most important document you will ever receive from the bankruptcy court, safeguard it as you would a birth certificate, passport, or social ...
  • Got Note? In California, you simply can not Foreclose unless you POSSESS the Note!
    I am amazed at all the foreclosures taking place in California in complete ignorance of the most basic and fundamental laws of any foreclosure proceeding under California Law. Everyone seems to just jump straight into the Article 9 security interest issues, entirely skipping its genesis in the Article 3 enforceability issues ...
  • Bankruptcy Relief of Stay: What is required?
    Most courts routinely grant relief of stay with little showing by the moving party. Nevertheless, all parties requesting relief of stay should be required to meet both the substantive and procedural requirements in moving for relief of stay. To read more about these requirements, please click my National Blog here. Written by Michael G. ...