By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Houston and Victoria Bankruptcy Lawyer
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (142) on May 31, 2008 in Uncategorized | 0 Comments
Texas Attorney General, Greg Abbott, reached a settlement last month with Universal Underwriters Life Insurance Company who unlawfully withheld insurance premiums from more than 12,000 Texans who paid off their vehicle loans early.
Under the terms of the settlement, Universal Underwriters agreed to refund insurance premiums worth $2.4 million to Texas policyholders whose loans terminated between [...]
By Rachel Lynn Foley, Kansas City, MO, Bankruptcy Attorney
closeAuthor: Rachel Lynn Foley, Kansas City, MO, Bankruptcy Attorney
Name: Rachel Lynn Foley, Kansas City, MO, Bankruptcy Attorney
Email: kcbankruptcy@gmail.com
Site: http://www.kcbankruptcy.com
About: Former Bankruptcy Attorney to the Kansas City UAW: Ford and GM workers, now assisting the general public in Missouri and Kansas with regaining financial control using the Bankruptcy Code. 816-472-HELP (4357).See Authors Posts (132) on May 31, 2008 in General Bankruptcy Information | 0 Comments
Make no mistake, in the State of Missouri when a foreclosure sale is cried on the courthouse steps your house will be gone. Do not ignore the letters from the mortgage company or the certified letters from attorneys. You only have the following options to stop a foreclosure: 1) Sell the property, [...]
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Houston and Victoria Bankruptcy Lawyer
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (142) on May 31, 2008 in Uncategorized | 0 Comments
In Texas, a business can not penalize you for paying with a credit card. Businesses that add a surcharge to those who pay by credit card might be violating provisions of the Texas Finance Code.
However, businesses can discount the regular retail price of an item for consumers who pay cash. If you believe a business [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (140) on May 31, 2008 in Arbitration | 0 Comments
The Consumer Law and Policy Blog recently called our attention to the fact that the National Arbitration Forum (NAF) is making a concerted effort to influence public policy in a way that could further diminish the rights of consumers who have arbitration awards entered against them.
Debt collectors and debt buyers frequently take advantage of private [...]
By Brett Weiss, Maryland Bankruptcy Attorney
closeAuthor: Brett Weiss, Maryland Bankruptcy Attorney
Name: Brett Weiss, Maryland Bankruptcy Attorney
Email: bweiss@jgllaw.com
Site: http://www.BankruptcyLawMaryland.com
About: Brett Weiss has been practicing in the areas of bankruptcy for the past 26 years.
Mr. Weiss has received international media attention in connection with the cases he had handled. He has been interviewed by Barbara Walters on The View, appeared on the Today Show, Good Morning America, ABC News with Peter Jennings, the Montel Williams Show, BBC World Service, German state television, and numerous local radio and television programs, and been quoted in Money magazine, The Washington Post and The Baltimore Sun, among others.
An honors graduate and award-winning National Moot Court Competition national finalist at the University of Maryland School of Law, Mr. Weiss served as law clerk to the Chief Administrative Judge of the Anne Arundel County Circuit Court before entering into private practice. Regularly appearing before the United States Bankruptcy Court, state and federal courts throughout the State of Maryland and the District of Columbia, Mr. Weiss is a strong advocate for his clients.See Authors Posts (149) on May 31, 2008 in Bankruptcy Cases & Legislation, Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debts Not Dischargeable | 0 Comments
A recent article in The Wall Street Journal, Are Borrowers Free to Lie?, talks about a recent Bankruptcy Court decision in the Northern District of California. In re Hill dealt with an attempt by National City Bank to hold the Hills’ mortgage loan non-dischargeable, meaning that, despite the loss of their home due to foreclosure [...]
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Houston and Victoria Bankruptcy Lawyer
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (142) on May 31, 2008 in Uncategorized | 0 Comments
Only people with a legitimate business need, as specified by the Fair Credit Reporting Act, can look at you report without your permission. For example, if you apply for credit, insurance, employment, or to rent an apartment, the company is allowed to obtain your report.
A Consumer Reporting Agency (CRA) is not allowed to give information [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (151) on May 31, 2008 in Automatic Stay In Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, General Bankruptcy Information | 0 Comments
Once a court has held that a creditor has willfully violated the automatic stay, it turns to the issue of damages. Certainly verifiable out-of-pocket expenses suffered by the debtor are fully recoverable. So are the attorney fees incurred for having to bring the motion or adversary proceeding.
But are “emotional” damages recoverable by the [...]
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Houston and Victoria Bankruptcy Lawyer
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (142) on May 31, 2008 in General Bankruptcy Information | 0 Comments
The filing of a bankruptcy case creates an estate that is comprised of all of the debtor’s interests in property. The bankruptcy trustee has the duty of administering the property of the estate. If the property has value that exceeds the exempt value, the trustee will liquidate the property and distribute the net [...]
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Houston and Victoria Bankruptcy Lawyer
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (142) on May 31, 2008 in General Bankruptcy Information | 0 Comments
When someone files a Chapter 13 plan and/or modification to the Chapter 13 plan, the Trustee or Judge may not approve the plan or modification based on non-feasibility of the plan. In simple English, this means the proposed plan/modification is destined to fail. In order to confirm a plan, the court must find [...]
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Houston and Victoria Bankruptcy Lawyer
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (142) on May 31, 2008 in Uncategorized | 0 Comments
If all your assets and income are protected by law from a creditor who obtained a judgment against you – you are judgment proof.
Your individual state laws determine what property is protected from a creditor. For example, in Texas a creditor, such as American Express or Discover, cannot take your homestead to pay the [...]