When my clients come in to retain my services for bankruptcy, I give them a form to keep at home by the telephone to keep track of phone calls/letters from creditors or debt collectors.   I also tell them their other choice is to keep a notebook by the telephone for the calls from creditors.   I [...]

Usually, no. But you might have to pay for them. The Bankruptcy code allows you to discharge almost all of your debts in a Chapter 7 case. One common type of obligation that won’t go away is a secured debt – where you buy something and the seller holds a security interest [...]

The Federal Rules of Bankruptcy Procedure have changed. effective December 1, 2007. I recently received an excellent summary of the changes from the Clerk’s Office, which I’ve used as the basis for this blog.
If you liked that post, then try these…The Perils of Guessing: The Ford Case by Wendell Sherk, Missouri AttorneyBankruptcy Discharge of [...]

The sub-prime mortgage crisis has the attention of many, but credit card defaults are rising, up 30%.
A study of the new bankruptcy law accurately reports that the new law has doubled the cost to consumers to file, whether Chapter 7 or Chapter 13.
The article reporting the study says the [...]

If you are a debtor in the Western District of Missouri and you are filing a Chapter 13 your trustee is Richard V. Fink. He is the sole trustee for all Chapter 13’s filed in the Western District of Missouri. His website is here. To determine if you are in the Western [...]