Archive for October, 2007
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Oct 31, 2007 in Benefits of Bankruptcy, Pennsylvania | 0 Comments
The website of the Pennsylvania Department of Banking has several features intended to better to inform consumers for the purpose of protecting them from scams and predatory lending. The main page related to consumer protection is located here. The page contains the following links:
By Karen Oakes, Southern Oregon Bankruptcy Attorney
closeAuthor: Karen Oakes, Southern Oregon Bankruptcy Attorney
Name: Karen Oakes, Southern Oregon Bankruptcy Attorney
Email: oakeslaw@gmail.com
Site: http://www.oakeslawoffice.com
About: Helping consumers in the following counties of Oregon: Klamath; Lake; Jackson; Josephine; Curry; Deschutes; and others. Call 541-273-1650 or visit my website to set up an initial consultation and to learn how I can help you. Mention Bankruptcy Law Network when you call.See Authors Posts (87) on Oct 30, 2007 in Benefits of Bankruptcy | 0 Comments
I was astounded while looking through one of my client’s papers to ready her case for filing to find a webpage printout from a “bankruptcy info” page that said: “medical debt that is not paid within three-six months of the date of treatment is uncollectible”. The author of that page went on to state that [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (108) on Oct 30, 2007 in Bankruptcy Practice and Procedure, Chapter 13 Bankruptcy, General Bankruptcy Information, New York | 0 Comments
The last date most creditors can file proofs of claim in a Chapter 13 case is 90 days after the first scheduled meeting of creditors. Governmental units get 180 days from the date the petition was filed. Under the new bankruptcy law, BAPCPA, this deadline to file claims is usually after the confirmation [...]
By Jill Michaux, Kansas Bankruptcy Attorney
closeAuthor: Jill Michaux, Kansas Bankruptcy Attorney
Name: Jill Michaux
Email: jill.michaux@neismichaux.com
Site: http://www.bankruptcykansas.info
About: Topeka's Consumer Bankruptcy Specialist, Jill A Michaux is the managing partner of the law firm, Neis & Michaux, P.A. She practices law with her husband, Mark W. Neis.
She has helped consumers with debt problems in bankruptcy since 1980. She is board certified consumer bankruptcy by the American Board of Certification since 1992.
You may reach her at her office in Suite 825 of the Bank of America Tower at 6th Street and Kansas Avenue in downtown Topeka, 534 S. Kansas Ave., Ste. 825, Topeka, KS 66603-3446.
Telephone: 785-354-1471 or 866-354-1471
Fax: 785-354-1170
Website: www.bankruptcykansas.info
Blog: www.bankruptcylawnetwork.com
E-mail: jill.michaux@neismichaux.comSee Authors Posts (102) on Oct 30, 2007 in Bankruptcy Cases & Legislation, Bankruptcy Practice and Procedure, Chapter 13 Bankruptcy, General Bankruptcy Information, Kansas | 0 Comments
Chapter 13 bankruptcy is frequently filed to save a home from foreclosure by paying back the mortgage loan arrearage over time. Do you have to pay nterest on the mortgage arrearage claim to cure the default?
The arrearage claim includes all the past due payments on the principal and interest due under the mortgage [...]
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (82) on Oct 30, 2007 in Bankruptcy Practice and Procedure, General Bankruptcy Information, Texas | 0 Comments
If you reside in one of the counties listed below, you must file your bankruptcy case in the Southern District of Texas, Houston Division,
If you liked that post, then try these…Bankruptcy In Florida: Debtors Can Stack Personal Property Exemptions by Carmen Dellutri, Attorney at LawModifying the Chapter 13 Plan — A Western District of [...]
By Andy Miofsky, Illinois Bankruptcy Attorney
closeAuthor: Andy Miofsky, Illinois Bankruptcy Attorney
Name: Andy Miofsky, Illinois Bankruptcy Attorney
Email: ndinstl@charter.net
Site: http://www.abankruptcylawyer.net/
About: Andy Miofsky [618/931-1313] is a consumer rights lawyer from Granite City Illinois representing debtors in bankruptcy throughout the Central and the Southern District of Illinois since 1979. He has filed suit for his clients against some of the largest banks and debt collectors in this country. He teachers consumers to fight back against debt collection violations and rewards them with settlement checks for their damages.See Authors Posts (101) on Oct 30, 2007 in Illinois | 0 Comments
In a letter opinion dated October 5, 2007, the Federal Trade Commission decided that a debt collector could communicate the cessation of collection activity so long as it was not attempting to collect a debt in doing so, and so long as it did not violate any other Fair Debt Collection Practices Act provision.
ACA International [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (108) on Oct 30, 2007 in Bankruptcy Practice and Procedure, General Bankruptcy Information | 0 Comments
A “Means Test” is required of all over-the-median-income debtors since the passage of BAPCPA two years ago. In the means test, debtors start with their average income from the previous 6 months and then subtract not their actual expenses, but the expenses allowed by the “IRS Standards”, set by the Internal Revenue Service.
On October [...]
By Douglas Jacobs, California Bankruptcy Attorney
closeAuthor: Douglas Jacobs, California Bankruptcy Attorney
Name: Douglas Jacobs, California Bankruptcy Attorney
Email: djacobs@jacobsanderson.com
Site: http://www.chicoattorney.com
About: Helping consumers in the following counties of California: Butte; Glenn; Tehama; Colusa; Yuba; Sutter; Plumas; Shasta; Lassen; Nevada; Placer and Sacramento. Call 530-342-6144 or visit my website to set up an initial consultation and to learn how I can help you. Mention Bankruptcy Law Network when you call."See Authors Posts (104) on Oct 30, 2007 in Debts Not Dischargeable, Life After Bankruptcy | 0 Comments
In Part 2, the debtor discovered that he was wrong when he thought that the judge’s order in his Bankruptcy case was a valid, final order discharging his student loan.
So, in due time, an amended complaint was filed alleging that the student load agency and their collection company should be estopped from collecting the debt [...]
By Carmen Dellutri, Attorney at Law
closeAuthor: Carmen Dellutri, Attorney at Law
Name: Carmen Dellutri, Attorney at Law
Email: carmendellutri@gmail.com
Site: http://www.dellutrilawgroup.com
About: Carmen Dellutri is a proud member of the Florida Bar, and he is a Board Certified Consumer Bankruptcy Attorney, Certified by the American Board of Certification. He practices in the areas of Consumer Bankruptcy and Plaintiff's Personal Injury. He is the principal attorney at The Dellutri Law Group, P.A. The firm supports many charitable and civic causes by donating time and much needed capital to our community. Mr. Dellutri and the other attorneys in the firm routinely speak to students of all ages about various legal and societal issues.See Authors Posts (86) on Oct 30, 2007 in Bankruptcy Myths, Bankruptcy Practice and Procedure, Benefits of Bankruptcy, Florida, General Bankruptcy Information | 0 Comments
As a Bankruptcy attorney in Southwest Florida, I meet with people daily who are interested in the Bankruptcy process and how bankruptcy can help them. I enjoy giving them information on how Bankruptcy can change their lives.
Unfortunately, there is quite a bit of bad information out there about what is really going on in [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (108) on Oct 30, 2007 in Bankruptcy Practice and Procedure, Chapter 13 Bankruptcy, General Bankruptcy Information, New York, State Specific Bankruptcy Issues | 0 Comments
The date set for the confirmation of Chapter 13 plans varies depending on the Court and District where the case is filed. Bankruptcy Courts differ in the procedural requirements for confirmation of a case. Some courts hold confirmation hearings in every Chapter 13 case, and many of those Courts require the presence of the Debtor [...]