Do You Have To Pay Medical Debt That Is More Than Six Months Old?
By Karen Oakes, Southern Oregon Bankruptcy Attorney on Oct 30, 2007 in Benefits of Bankruptcy, Collection Issues, Consumer Protection, Debt Collector Abuses
I was astounded while looking through one of my client’s papers to ready her case for filing to find a webpage printout from a “bankruptcy info” page that said: “medical debt that is not paid within three-six months of the date of treatment is uncollectible”. The author of that page went on to state that it was a violation of federal law to try to collect if it was older than six months. This is completely wrong. There is no such rule!!! You can be sued on medical debt for a much much longer period of time. The amount of time, for example, in Oregon, up to six years from the last payment, depends on your state’s laws about contracts.
If you need advice about debts and what liability you face on those debts, please see an attorney in your state about your specific fact situation and the laws that affect you.
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