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• BLN Members

  • Bankruptcy Law, Obama and McCain
    Over on the Bankruptcy Law Network, I have been writing a series of blogs on Senators Obama and McCain’s positions on bankruptcy. The results may surprise you. The articles may be found by clicking on the links: Obama vs. McCain on Bankruptcy Obama and McCain’s Votes on Bankruptcy Amendments Barack Obama on BAPCPA Barack Obama on Bankruptcy/Credit Reform addthis_url [...]
  • Maryland Foreclosure “Moratorium” to Expire Soon
    When Governor O’Malley signed into law changes to Maryland’s foreclosure laws effective on April 4, 2008, new foreclosure filings stopped. Although the new law’s changes were, in most instances, more cosmetic than substance (see my article on the Mortgage Law Network, “Changes to Maryland Foreclosure Law: Steak or Sizzle?“) they contained provisions that resulted in [...]
  • Whatever Happened to Usury Laws?
    Usury is defined in Webster’s as, “the lending or practice of lending money at an exorbitant interest.” All states, including Maryland, have laws prohibiting usury—in Maryland, the default rate of interest is 6%, and most loans cannot exceed 24%. So how is it that many credit cards have annual rates of 30% or more? How [...]
  • US Trustee Audits to Resume May 12, 2008
    According to an article on the US Trustee website, random debtor audits, which were halted in January 2008 due to budgetary problems, will resume on May 12, 2008. The only change appears to be that instead of randomly auditing one out of each 250 cases filed, the UST will audit one out of each 1,000 [...]
  • Brett Weiss Quoted in the “Salisbury Daily Times” Discussing Foreclosures
    Brett Weiss was quoted in an article in the May 1, 2008 Salisbury Daily Times. The article, “Bankruptcy Reform May Have Exacerbated Foreclosure Crisis,” discussed the impact of the 2005 adoption of major pro-creditor changes to the Bankruptcy Code, called BAPCPA. Mr. Weiss’ summary of BAPCPA may be found by clicking on this link. addthis_url [...]