Mechanic’s liens are state specific. In Massachusetts they are created by statute. M.G.L. c. 254 § 1 et seq. Title to real estate may be subject to a mechanic’s lien for personal labor performed in the erection, alteration, repair or removal of a building or structure upon that property. Also, contractors performing work under [...]

Many Chapter 13 trustees across the country direct debtors to mail their plan payments to a post office box in another state. This is usually because the trustees use a clearinghouse bank to collect payments from debtors, and issue distributions to creditors. The banks process both receipts and disbursements for the trustee, although the latter [...]

From the Huffington Post: Mike Gravel served in the Alaska House of Representatives from 1963-66, and as Speaker from 1965-66. He then represented Alaska in the U.S. Senate from 1969-81. He served on the Finance, Interior, and Environmental and Public Works committees, chairing the Energy, Water Resources, Buildings and Grounds, and Environmental Pollution subcommittees.
Now, Mike [...]

There are currently 2 Chapter 7 Trustees for Meetings of Creditors held in
Binghamton, NY.  Trustees are randomly assigned.
James C. Collins, PO Box 713, Whitney Point, NY.  His phone number is 607-692-3344.  He generally conducts his meetings of creditors beginning at 9:00 am every other Monday. 
L. David Zube, 59 Court Street, 5th Floor, Binghamton, NY 13901.  [...]

Hypothecation is a pledge of property as collateral for a debt when the debtor holds back the right of possession of the collateral. The debtor retains legal title to the collateral but grants the lender a lien on it. This is the case in many security interest situations, like home mortgages and [...]

The U. S. Trustee’s Office for the Eastern District of Louisiana in New Orleans has a specific procedure for rescheduling a 341 Creditor’s Meeting that has been missed.
The Trustee’s Office website has a specific form that should be used to reschedule the 341 creditor’s meeting in a Chapter 7 case.
Once the motion to reschedule has [...]

State homestead laws are created with two primary purposes - (1) to provide some legal protection for the homestead claimants from debts and judgments against them that might result in a forced sale and loss of the home, and (2) to provide a home for a widow or widower for life. Homestead laws also [...]

There are two things that you must have with you when you go to the 341 creditor’s meeting: The first is a state issued photo identification card. For many people, this is going to be your driver’s license.
You must also bring your social security card if your state identification card does not contain [...]

Halloween is just a few weeks away with Thanksgiving and Christmas quickly following. You are already behind on your bills, how in the world are you going to manage Christmas gifts?!!
If you liked that post, then try these…What Happens to Homes After Foreclosure? by Stephen Otto, Pennsylvania Bankruptcy AttorneyWhy [...]

     The Eastern District of Michigan Chapter 7 panel trustees are:
(the email or street address is where they want documents delivered before the 341 hearing)
David Allard, 2600 Buhl Building, 535 Griswold, Detroit MI 48226
Collene Corcoran   ccorcoran@epiqtrustee.com
George Dakmak     615 Griswold, Suite 600 Detroit  MI 48226
Fred Dery      fdery@fredjdery.com
Douglas Ellmann    dse@ellmannlaw.com
If you [...]