The Standing Chapter 13 Trustee in the Western District, Ronda Winnecour, uses a system which makes it possible for Debtors with pending Chapter 13 Cases to track their payments as well as the Trustee’s disbursements  online.   The website which Debtors need to access to make this happen is located here.   Once the Debtor has loaded this webpage, click [...]

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There are many different types of Chapter 13 plans, though they are all based on the principle that the debtor is using all of his available money to pay towards his debts.  So, a debtor promises to pay a set amount each month to the trustee who administers the plan.
The most common type of plan [...]

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Take a look at my new blogsite, www.Illinois-Bankruptcy-Attorney.com, for a heartwarming discussion about the value we place on our warm-blooded wet-nosed best friends, our pets. I found an interesting article by Tamara E. Holmes on Bankrate.com that provides an analysis of the various ways to determine how much our pets are worth. While [...]

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     Our first discussion involved a creditor suing a debtor already in bankruptcy for fraud, so that the debt would not be discharged.
The bankruptcy code imposes additional requirements on a creditor filing an exception to discharge suit based on a statement in writing.
Most creditors no longer rely on hand written application for a credit card [...]

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Jan Hamilton is the Standing Trustee for all chapter 13 bankruptcy cases filed in Topeka, Kansas.
Chapter 13 bankruptcy plan payments may be paid to this trustee by check or money order, no cash, at the trustee’s office at 507 SW Jackson in Topeka, where there is a night deposit box on the front door, [...]

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Borrowers would rather refinance their homes, even on predatory terms, and pay credit card debt instead of filing for bankruptcy protections. There is pride and optimism. There also is shame, guilt, worthlessness, and failure. (Click here for my previous post on Four Reasons Not to File Bankruptcy.)
Bankruptcy filings understandably doubled during the [...]

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Chapter 7 debtors are ‘required’ to reaffirm, redeem, or surrender secured personal property within (at most) a 45-day period after their 341 Meeting or the creditor automatically gets relief from the automatic stay. Normally a reaffirmation must be signed by the debtor, the creditor, and certified to not be an undue hardship (or that [...]

Popularity: 7% [?]