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Will a Kansas Bankruptcy Trustee Come to My Home?

In 25 years of representing Kansas debtors in bankruptcy, I have never had a trustee inspect a consumer debtor’s home. It can happen, and does occasionally, but not in the typical Kansas consumer bankruptcy case.

I hear trustees visit homes in states that have low dollar limits on household goods combined with an unlimited homestead exemptions. Trustees don’t believe a multi-million dollar mansion is furnished with $1000 in household goods, the exemption in Florida until a recent law change.

Kansas has a household goods exemption limited only by what is “reasonably necessary” to furnish and equip the home. We do have an unlimited value homestead exemption, but few multi-million dollar mansions in bankruptcy cases.

Our trustees in Kansas sometimes ask for a photos of questionable household goods to show their auctioneers for opinions of value. Years ago, there were battles over big screen televisions and grand pianos, but those disputes are less common now. Art work and collectibles still draw trustees’ interest.

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