How Much Can a Kansas Creditor Garnish My Wages?
By Jill Michaux, Kansas Bankruptcy Attorney on Sep 11, 2007 in Benefits of Bankruptcy, Kansas, Life After Bankruptcy
A creditor with an unpaid Kansas judgment may garnish a debtor’s wages to collect the judgment. The garnishment is limited by the exemption law, which protects 75% of the wages.
The creditor may take 25% of the net wages after the payroll taxes are subtracted. Payroll deductions such as health insurance and union dues are not counted in the calculation. Once those deductions are made, the garnished employee is left with less than 75% of his take home pay.
The 25% garnishment is in addition to any child support withheld from an employee’s wages. The garnishment continues from pay check to pay check until the judgment is paid.
Many people file bankruptcy to stop wage garnishments.
Stephen Otto, Pennsylvania Bankruptcy Attorney | Feb 12, 2008 | Reply
Pennsylvania consumers should note that in most cases, garnishment of wages is not permitted within the state of Pennsylvania. In fact, if a debt collector threatens to garnish the wages of a Pennsylvania consumer, the threat alone can be a violation of the Fair Debt Collection Practices Act. Please see http://abusivedebtcollection.com/2008/02/02/wage-garnishment-in-pennsylvania/