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Archive for September 3rd, 2007

Are Credit Card Late Fees Unconstitutional? »

We’ve all gotten hit with those late fees from the credit card companies. Pay a credit card bill just a few days late and you’ll see those onerous charges - anywhere from $29 to $39 - on your account.
Unfair, yes. But are they constitutional?
Seana Shiffrin of UCLA discusses addresses this question in her [...]

How to Succeed in Chapter 13 Bankruptcy by Paying Your Estimated Quarterly Income Taxes by the Pay Period »

Jonathan Ginsberg, an Atlanta lawyer who is a member of the Bankruptcy Law Network, and moderator of the theBKBlog Personal Bankruptcy Tips and Tricks, gives good advice to self-employed clients: set up a savings account for a tax escrow account. I go one step further and advise my chapter 13 bankruptcy clients to pay [...]

Motions To Lift Stay When Payments Are Current »

You filed bankruptcy to save your home when you got behind on payments.  You made all payments due after the bankruptcy was filed and yet your home loan servicer has filed a motion to lift the automatic stay, claiming a default.  Bankruptcy lawyers see this problem occur all too often. It is most common in [...]