Archive for August, 2007
By Cathy Moran, California bankruptcy lawyer
closeAuthor: Cathy Moran, California bankruptcy lawyer
Name: Cathy Moran, California bankruptcy lawyer
Email: cathymoran@gmail.com
Site: http://www.moranlaw.net
About: I'm a certified specialist in bankruptcy law (California State Bar Board of Legal Specialization) practicing in the San Francisco Bay Area for over 25 years. My proudest professional accomplishment is authorship of Bankruptcy in Brief at www.moranlaw.net, perhaps the web's most comprehensive web site on bankruptcy basics.See Authors Posts (127) on Aug 27, 2007 in Bankruptcy Practice and Procedure, Chapter 13 Bankruptcy | 4 Comments
I often recommend Chapter 13 to clients who qualify for Chapter 7. Why? One well known bankruptcy lawyer has a 53 item list of reasons to file Chapter 13. My favorite reason is because it’s flexible.
A Chapter 13 plan can be dismissed at the debtor’s request at any time, for any reason, or for no [...]
By Susanne Robicsek, North Carolina Bankruptcy Attorney
closeAuthor: Susanne Robicsek, North Carolina Bankruptcy Attorney
Name: Susanne Robicsek, North Carolina Bankruptcy Attorney
Email: NCBankruptcyHelp@gmail.com
Site: http://www.robicsek.com
About: Concentrating in Consumer Bankruptcy Law since 1988;
Wake Forest Law School JD 1987
Law Office of Susanne M. Robicsek since 1993,
Law Clerk to Judge Rufus Reynolds, US Bankruptcy Judge for Middle District of NC; Burns Price & Arneke, PA, David Badger and Associates, PA.See Authors Posts (107) on Aug 27, 2007 in Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, General Bankruptcy Information, North Carolina | 0 Comments
In North Carolina, you can’t go to jail for simply not paying a debt under most circumstances. You can be jailed for passing a bad check. You can go to jail for failure to pay child support or taxes. Not paying an ordinary debt is not sufficient for an [...]
By Kent Anderson, Oregon Bankruptcy Attorney
closeAuthor: Kent Anderson, Oregon Bankruptcy Attorney
Name: Kent Anderson, Oregon Bankruptcy Attorney
Email: kent@kentandersonlaw.com
Site: http://eugenebankruptcylawyer.com
About: Admitted to practice in Oregon in 1978. Designated as a Consumer Bankruptcy Specialist by the American Board of Certification. Graduated from the Max Gardner Bankruptcy Litigation Bootcamp and the Peter Barry Fair Debt Collection Practices Act Bootcamp. Member of the National Association of Consumer Advocates. Years of experience in practice before the Internal Revenue Service and Oregon Department of Revenue has made me a valued referral source for accountants, tax preparers and other attorneys.See Authors Posts (64) on Aug 26, 2007 in General Bankruptcy Information, Lawyer to Lawyer, Life After Bankruptcy | 0 Comments
Losing your home to foreclosure is a heavy blow. Then a tax audit notice arrives in the mail. The IRS claims you owe more tax. Foreclosure, or even selling your home for less than you owe can have unpleasant tax consequences. A recent New York Times Business section article describes a couple in Allentown, Pennsylvania, [...]
By Karen Oakes, Southern Oregon Bankruptcy Attorney
closeAuthor: Karen Oakes, Southern Oregon Bankruptcy Attorney
Name: Karen Oakes, Southern Oregon Bankruptcy Attorney
Email: oakeslaw@gmail.com
Site: http://www.oakeslawoffice.com
About: Helping consumers in the following counties of Oregon: Klamath; Lake; Jackson; Josephine; Curry; Deschutes; and others. Call 541-273-1650 or visit my website to set up an initial consultation and to learn how I can help you. Mention Bankruptcy Law Network when you call.See Authors Posts (86) on Aug 25, 2007 in Bankruptcy Practice and Procedure, Benefits of Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, General Bankruptcy Information, Oregon, Your Bankruptcy Attorney & You | 0 Comments
The end of a bankruptcy case can happen two ways: dismissal or discharge. When a case, whether 7 or 13 ends in a discharge, this means that the discharged debts are uncollectible by a creditor. The discharges gives the debtor a fresh start financially.
On the other hand, a dismissal [...]
By Carmen Dellutri, Attorney at Law
closeAuthor: Carmen Dellutri, Attorney at Law
Name: Carmen Dellutri, Attorney at Law
Email: carmendellutri@gmail.com
Site: http://www.dellutrilawgroup.com
About: Carmen Dellutri is a proud member of the Florida Bar, and he is a Board Certified Consumer Bankruptcy Attorney, Certified by the American Board of Certification. He practices in the areas of Consumer Bankruptcy and Plaintiff's Personal Injury. He is the principal attorney at The Dellutri Law Group, P.A. The firm supports many charitable and civic causes by donating time and much needed capital to our community. Mr. Dellutri and the other attorneys in the firm routinely speak to students of all ages about various legal and societal issues.See Authors Posts (86) on Aug 25, 2007 in Bankruptcy Practice and Procedure, Debts Not Dischargeable, Florida, General Bankruptcy Information | 0 Comments
The Bankruptcy Discharge Order discharges all dischargeable debts. This usually includes all unsecured debts like; credit cards, personal loans and medical bills. So, why after several years or months after you receive your bankruptcy discharge, do the debt collectors continue to call and try to collect on your discharged debts. Well, that’s because collecting on [...]
By Karen Oakes, Southern Oregon Bankruptcy Attorney
closeAuthor: Karen Oakes, Southern Oregon Bankruptcy Attorney
Name: Karen Oakes, Southern Oregon Bankruptcy Attorney
Email: oakeslaw@gmail.com
Site: http://www.oakeslawoffice.com
About: Helping consumers in the following counties of Oregon: Klamath; Lake; Jackson; Josephine; Curry; Deschutes; and others. Call 541-273-1650 or visit my website to set up an initial consultation and to learn how I can help you. Mention Bankruptcy Law Network when you call.See Authors Posts (86) on Aug 25, 2007 in Benefits of Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Oregon | 0 Comments
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 changed the timelines in the Bankruptcy Code. As of October 17, 2005, a debtor cannot get a discharge in a second Chapter 7 bankruptcy unless eight (8) years have passed since the filing of the first Chapter 7 bankruptcy. It does [...]
By Carmen Dellutri, Attorney at Law
closeAuthor: Carmen Dellutri, Attorney at Law
Name: Carmen Dellutri, Attorney at Law
Email: carmendellutri@gmail.com
Site: http://www.dellutrilawgroup.com
About: Carmen Dellutri is a proud member of the Florida Bar, and he is a Board Certified Consumer Bankruptcy Attorney, Certified by the American Board of Certification. He practices in the areas of Consumer Bankruptcy and Plaintiff's Personal Injury. He is the principal attorney at The Dellutri Law Group, P.A. The firm supports many charitable and civic causes by donating time and much needed capital to our community. Mr. Dellutri and the other attorneys in the firm routinely speak to students of all ages about various legal and societal issues.See Authors Posts (86) on Aug 25, 2007 in Bankruptcy Cases & Legislation, Bankruptcy Practice and Procedure, Florida, General Bankruptcy Information, Life After Bankruptcy | 0 Comments
As a consumer bankruptcy attorney I know that one of the biggest issues for bankruptcy clients is their financial future and their credit reports after the bankruptcy discharge is entered. I counsel my bankruptcy clients to monitor their credit reports at least once a year, preferably every six months. They need to be on the [...]
By Kent Anderson, Oregon Bankruptcy Attorney
closeAuthor: Kent Anderson, Oregon Bankruptcy Attorney
Name: Kent Anderson, Oregon Bankruptcy Attorney
Email: kent@kentandersonlaw.com
Site: http://eugenebankruptcylawyer.com
About: Admitted to practice in Oregon in 1978. Designated as a Consumer Bankruptcy Specialist by the American Board of Certification. Graduated from the Max Gardner Bankruptcy Litigation Bootcamp and the Peter Barry Fair Debt Collection Practices Act Bootcamp. Member of the National Association of Consumer Advocates. Years of experience in practice before the Internal Revenue Service and Oregon Department of Revenue has made me a valued referral source for accountants, tax preparers and other attorneys.See Authors Posts (64) on Aug 24, 2007 in Bankruptcy Cases & Legislation, Debts Not Dischargeable, General Bankruptcy Information, Lawyer to Lawyer | 1 Comment
Debtors who successfully convince the court that they meet the stringent three-part Brunner test for hardship discharge of student loans may not be out of the woods if their loan servicer is Educational Credit Management Corporation also known as ECMC.
ECMC is the default servicer for loans in bankruptcy in a long list of states, and [...]
By Wendell Sherk, Missouri Attorney
closeAuthor: Wendell Sherk, Missouri Attorney
Name: Wendell Sherk, Missouri Attorney
Email: wjsherk@alum.wustl.edu
Site: http://www.stlbankruptcy.com
About: I have been a bankruptcy attorney since 1989. Our firm represents consumers filing bankruptcy almost exclusively. My partner and I have each represented bankruptcy trustees as well as creditors. If you live in Eastern Missouri, visit our website, send an e-mail or give us a call (314) 781-3400. Please mention Bankruptcy Law Network.See Authors Posts (91) on Aug 24, 2007 in Life After Bankruptcy, Missouri | 0 Comments
If you have spotty or poor credit, you depend on lenders to help you build good credit. Just because you pay your loans off on time doesn’t really help unless the world knows you did it — through your credit report. Many lenders specializing in the “less-than-perfect” or subprime market don’t want you [...]
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (81) on Aug 24, 2007 in General Bankruptcy Information | 0 Comments
Recently a potential client had an appointment to see me about filing bankruptcy. But the debtor refused to give me his name and social security number and to fill out my initial questionaire. Unfortunately, I had to refuse to see him. If someone is unwilling to give me basic information to help him/her analysis his/her [...]