By Andy Miofsky, Illinois Bankruptcy Attorney
closeAuthor: Andy Miofsky, Illinois Bankruptcy Attorney
Name: Andy Miofsky, Illinois Bankruptcy Attorney
Email: ndinstl@charter.net
Site: http://www.abankruptcylawyer.net/
About: Andy Miofsky [618/931-1313] is a consumer rights lawyer from Granite City Illinois representing debtors in bankruptcy throughout the Central and the Southern District of Illinois since 1979. He has filed suit for his clients against some of the largest banks and debt collectors in this country. He teachers consumers to fight back against debt collection violations and rewards them with settlement checks for their damages.See Authors Posts (98) on Aug 7, 2007 in Illinois | 0 Comments
Yes, credit card accounts can charge an annual fee if you agreed to pay such a fee as part of the terms and conditions of your Account Agreement.
Now, here is a little gem I picked up looking at the tiny print on the back of a Citi Hilton HHonors Visa Signature billing statement. In the upper [...]
By Douglas Jacobs, California Bankruptcy Attorney
closeAuthor: Douglas Jacobs, California Bankruptcy Attorney
Name: Douglas Jacobs, California Bankruptcy Attorney
Email: djacobs@jacobsanderson.com
Site: http://www.chicoattorney.com
About: Helping consumers in the following counties of California: Butte; Glenn; Tehama; Colusa; Yuba; Sutter; Plumas; Shasta; Lassen; Nevada; Placer and Sacramento. Call 530-342-6144 or visit my website to set up an initial consultation and to learn how I can help you. Mention Bankruptcy Law Network when you call."See Authors Posts (98) on Aug 7, 2007 in General Bankruptcy Information | 0 Comments
As noted in “Should I file a Chapter 7 or a Chapter 13 Bankruptcy?,” there are significant differences between these two common types of bankruptcies for individuals. A Chapter 7 – a straight bankruptcy – discharges all of your dischargeable debts, in one swoop.
It is a fairly quick, one-shot, process and in six months (usually) [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (71) on Aug 7, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
You can have too much life insurance, but it is also a mistake to not have enough. There is a fine balance to the amount of life insurance you need.
How do you know when enough is enough? It is simple to figure out what it costs to bury someone, but that is not [...]
By Cathy Moran, California bankruptcy lawyer
closeAuthor: Cathy Moran, California bankruptcy lawyer
Name: Cathy Moran, California bankruptcy lawyer
Email: cathymoran@gmail.com
Site: http://www.moranlaw.net
About: I'm a certified specialist in bankruptcy law (California State Bar Board of Legal Specialization) practicing in the San Francisco Bay Area for over 25 years. My proudest professional accomplishment is authorship of Bankruptcy in Brief at www.moranlaw.net, perhaps the web's most comprehensive web site on bankruptcy basics.See Authors Posts (122) on Aug 7, 2007 in Benefits of Bankruptcy, Chapter 7 Bankruptcy, General Bankruptcy Information, Small Business And Self-Employment | 0 Comments
When it’s time to shut down a small business corporation, the first order of the day is separating the owner from the business. Corporations are separate legal entities. The business owner usually owns all of the stock in the corporation, but he and the corporation are not the same “person”.
As a separate legal entity, the [...]
By Andy Miofsky, Illinois Bankruptcy AttorneycloseAuthor: Andy Miofsky, Illinois Bankruptcy Attorney
Name: Andy Miofsky, Illinois Bankruptcy Attorney
Email: ndinstl@charter.net
Site: http://www.abankruptcylawyer.net/
About: Andy Miofsky [618/931-1313] is a consumer rights lawyer from Granite City Illinois representing debtors in bankruptcy throughout the Central and the Southern District of Illinois since 1979. He has filed suit for his clients against some of the largest banks and debt collectors in this country. He teachers consumers to fight back against debt collection violations and rewards them with settlement checks for their damages.See Authors Posts (98) on Aug 7, 2007 in Bankruptcy Practice and Procedure, Discharge, What Can and Cannot Be Forgiven, General Bankruptcy Information, Illinois, Lawyer to Lawyer | 0 Comments
Beginning September 1, 2007 you must file Official Form 23 along with your Financial Management course certificate in order to receive a discharge of debt in the Southern District of Illinois. According to an August 3rd notice appearing on the Court’s website, debtors must file this specific document to certify they have completed a [...]
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