I saw a new client today who owes twice as much in credit card debt as she makes in a year. She has 5 cards with $10-$15,000 balances each. She told me about a phone conversation she had with Citibank in the month before she came to see me.
The card issuer’s representative looked [...]

Popularity: 2% [?]

Most of the rights granted to us by the US Constitution are found in the “Bill of Rights” – the first ten amendments to the document itself.  The body (Articles) of this great document is mostly concerned with the operations of the government: the powers of Congress, the President, and the Supreme Court.
Article I, Section [...]

Popularity: 2% [?]

A question that often comes up in consultations is this: Will my spouse’s bankruptcy hurt my credit score. The question can come up in many different scenarios: First, a couple that is going to be married, but they want to clear up his or her old baggage before approaching the altar; second, [...]

Popularity: 4% [?]

In Southwest Florida, we are seeing quite a few more people filing for bankruptcy who are in their golden years.  The trend is somewhat disturbing.  Although there are many reasons that these individuals have no alternative but to file bankruptcy, a theme is starting to develop.  These parents, grandparents, and sometimes, great-grandparents are using all [...]

Popularity: 3% [?]