Comments on: Make them stop calling http://www.bankruptcylawnetwork.com/2007/07/02/make-them-stop-calling/ Real Lawyers, Real Solutions Thu, 11 Mar 2010 21:25:57 -0700 http://wordpress.org/?v=2.9.2 hourly 1 By: Federal Government: Complaints Against Debt Collectors Reach All-Time High : Bankruptcy Law Network - Real Lawyers, Real Solutions http://www.bankruptcylawnetwork.com/2007/07/02/make-them-stop-calling/comment-page-1/#comment-19456 Federal Government: Complaints Against Debt Collectors Reach All-Time High : Bankruptcy Law Network - Real Lawyers, Real Solutions Fri, 31 Aug 2007 04:22:39 +0000 http://www.bankruptcylawnetwork.com/2007/07/02/make-them-stop-calling/#comment-19456 [...] Act, has been covered extensively here on the Bankruptcy Law Network. You can review articles here and here. There are also a host of state-specific laws covering unfair and deceptive acts and [...] [...] Act, has been covered extensively here on the Bankruptcy Law Network. You can review articles here and here. There are also a host of state-specific laws covering unfair and deceptive acts and [...]

]]> By: on the Bankruptcy Soapbox » Blog Archive » Taking my own advice http://www.bankruptcylawnetwork.com/2007/07/02/make-them-stop-calling/comment-page-1/#comment-8194 on the Bankruptcy Soapbox » Blog Archive » Taking my own advice Sat, 07 Jul 2007 16:30:12 +0000 http://www.bankruptcylawnetwork.com/2007/07/02/make-them-stop-calling/#comment-8194 [...] Usually, our phone is dialed by a computer program and there is dead air when you pick up the phone.  If you wait on the phone long enough, either a recorded voice tells you “this is an important message from ATT” or you get the guy with the script in the call center in India who cannot/will not address the dispute.  He only wants to know when I will pay.  “Never” doesn’t seem to be in his vocabulary. I often advise clients who must wait to file a bankruptcy case to utilize their rights under California’s Rosenthal Act to tell creditors not to contact them.  California’s law imports a bundle of consumer rights from the federal Fair Debt Collection Practices Act and applies them to the original creditor as well as third party collectors.  The federal act only applies to debt collectors and not to the original creditor. [...]

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