Complaints About Debt Collectors? Here’s What You Do.
By Däna Wilkinson, Attorney at Law on Jun 14, 2007 in Consumer Protection, Debt Collector Abuses, General Bankruptcy Information
In 2006, the FTC received over 69,000 complaints about unfair debt collection practices. You know the ones–they call you over and over, call your job, your boss, your neighbors, your family, make threats, and try to mislead you. Okay, let’s not mince words. They lie, and cheat, and maybe steal. Their tactics seem designed to make themselves more obnoxious than anyone else, in the hope that you will send them a little money, instead of paying your mortgage, your car payment, or buying food or medicine. And all those tactics are illegal.
Learn about how to make a complaint about unfair and illegal debt collection practices here, with links to make it easy. Why should you bother?
One simple reason: the power of numbers. The more complaints the FTC receives, the better information it has about the scope of a particular problem. And the better the information, the more effective its enforcement activities.
Will a FTC complaint solve your problem directly? Probably not. For that, you need some self-help, or the assistance of an attorney in egregious cases. But you should also file the complaint with the FTC anyway.
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