Violation of the Bankruptcy Discharge Injunction may have you seeing Green! Part V

Are you a professional debtor?  Good Question.  Very recently, an e-mail was circulated throughout a very large creditor attorney list-serve which stated exactly what I referred to in Part IV of this article.  (How I got my hands on the e-mail shall remain a secret)  The gist of the e-mail was that too many debtors are being educated by their attorneys and that this education is hurting the debt collection industry.  The e-mail referred to “professional debtors” and “their attorneys”.

How can an educated population of debtors hurt the debt collectors?  Simple.  If a person knows their legal rights and has reviewed the Federal and State consumer protection laws, then he or she knows what the debt collectors can and cannot do.  When a debt collector violates a debtor’s legal rights and especially the discharge injunction, by attempting to collect a debt that was discharged in the debtor’s bankruptcy, the debtor knows when the violation happened, how the violation happened and how to handle the violation.