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Violation of the Bankruptcy Discharge Injunction may have you seeing Green! Part V

by Carmen Dellutri, Attorney at Law on May 21, 2007 · 1 comment · Posted in Bankruptcy Practice and Procedure, General Bankruptcy Information

Are you a professional debtor?  Good Question.  Very recently, an e-mail was circulated throughout a very large creditor attorney list-serve which stated exactly what I referred to in Part IV of this article.  (How I got my hands on the e-mail shall remain a secret)  The gist of the e-mail was that too many debtors are being educated by their attorneys and that this education is hurting the debt collection industry.  The e-mail referred to “professional debtors” and “their attorneys”.

How can an educated population of debtors hurt the debt collectors?  Simple.  If a person knows their legal rights and has reviewed the Federal and State consumer protection laws, then he or she knows what the debt collectors can and cannot do.  When a debt collector violates a debtor’s legal rights and especially the discharge injunction, by attempting to collect a debt that was discharged in the debtor’s bankruptcy, the debtor knows when the violation happened, how the violation happened and how to handle the violation.

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on the Bankruptcy Soapbox » Blog Archive » California Debtors Have Expanded Debt Collection Rights
May 22, 2007 at 9:42 am

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