By Susanne Robicsek, North Carolina Bankruptcy Attorney
closeAuthor: Susanne Robicsek, North Carolina Bankruptcy Attorney
Name: Susanne Robicsek, North Carolina Bankruptcy Attorney
Email: NCBankruptcyHelp@gmail.com
Site: http://www.robicsek.com
About: Concentrating in Consumer Bankruptcy Law since 1988;
Wake Forest Law School JD 1987
Law Office of Susanne M. Robicsek since 1993,
Law Clerk to Judge Rufus Reynolds, US Bankruptcy Judge for Middle District of NC; Burns Price & Arneke, PA, David Badger and Associates, PA.See Authors Posts (99) on May 17, 2007 in General Bankruptcy Information, North Carolina, Reaffirmation of Debts | 0 Comments
In North Carolina, to have a mortgage someone would have given the creditor a “Deed of Trust” which is not broken by the bankruptcy. To obtain a car loan, creditors normally put a lien on the title to the car. The collateral given to creditor makes the loans “secured.” To keep [...]
By L. Jed Berliner, Springfield Bankruptcy Attorney
closeAuthor: L. Jed Berliner, Springfield Bankruptcy Attorney
Name: L. Jed Berliner, Springfield Bankruptcy Attorney
Email: ljedberliner@gmail.com
Site: http://www.berlinerlaw.com
About: Attorney L. Jed Berliner has concentrated his law practice in bankruptcy, commercial litigation, creditors' rights and debtor's remedies since 1982, having generally practiced since 1976. He opened the Berliner Law Firm of Springfield, Massachusetts in 1988 and now practices exclusively in consumer bankruptcy and related consumer protection litigation.
Attorney Berliner received his Bachelor of Arts Degree from Cornell University in 1972, and his Juris Doctor degree from the University of Kansas in 1977. He practiced general law in northern Michigan, established a bankruptcy concentration in Boston, MA in 1982, and established his Springfield, MA practice in 1988.
Attorney Berliner is a regular and active contributor to the Bankruptcy Law Network, the Bankruptcy Roundtable, and the National Association of Consumer Bankruptcy Attorneys, three specialized consumer bankruptcy forums on the Internet, and is an informal mentor to regional practitioners. He contributed to the local rules on electronic filing rules and is recognized by his peers as an expert in consumer bankruptcy issues. He thoroughly enjoys being rated "excellent" in his client surveys.See Authors Posts (103) on May 17, 2007 in Financial Resources on the Web, Massachusetts, Personal Finance | 0 Comments
Thinking that requesting a credit limit increase can improve your credit score? It can be costly. Consider the RewardZone MasterCard from Best Buy, issued by HSBC. AOL reports that the card’s 4% rebate on Best Buy purchases, and 1% on other purchases, has an expensive string attached: A fee for a credit limit increase that [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (72) on May 17, 2007 in Connecticut, General Bankruptcy Information, Tax Issues | 0 Comments
In two privious posts, we discussed credit counseling, settlements and DMPs. See Credit counseling and DMPs, Part 1 and What is a Debt Management Plan?, Part 2.
There is a hidden trap to paying less than what you owe. Under IRS rules, someone has realized income from the non-payment of that debt. This [...]
By Kurt O'Keefe, Attorney at Law
closeAuthor: Kurt O'Keefe, Attorney at Law
Name: Kurt O'Keefe Michigan Bankruptcy Attorney
Email: koklaw@gmail.com
Site: http://www.koklaw.com
About: graduated University of Michigan, cum laude, 1976
Wayne State University Law School, 1979
Michigan state chair, National Association of Consumer Bankruptcy Attorneys
member, American Bankruptcy Institute
member, pro bono panel, Eastern District of Michigan Bankruptcy Court
Admitted to practice, 6th Circuit Court of Appeals, Eastern and Western Districts of Michigan
certified in consumer bankruptcy law by the American Board of CertificationSee Authors Posts (81) on May 17, 2007 in General Bankruptcy Information, Role Of The Lawyer | 0 Comments
In my not so humble opinion, anyone hiring an attorney should have a written retainer agreement, spelling out the obligations of each side, signed by the attorney, including a receipt for any fees or costs paid by the client.
I continue to see clients who have hired attorneys, paid them money, to do, well, they are [...]
By Cathy Moran, California bankruptcy lawyer
closeAuthor: Cathy Moran, California bankruptcy lawyer
Name: Cathy Moran, California bankruptcy lawyer
Email: cathymoran@gmail.com
Site: http://www.moranlaw.net
About: I'm a certified specialist in bankruptcy law (California State Bar Board of Legal Specialization) practicing in the San Francisco Bay Area for over 25 years. My proudest professional accomplishment is authorship of Bankruptcy in Brief at www.moranlaw.net, perhaps the web's most comprehensive web site on bankruptcy basics.See Authors Posts (122) on May 17, 2007 in General Bankruptcy Information | 1 Comment
In the run up to the enactment of the mislabeled Bankruptcy Reform Act, I spoke and wrote frequently about the irresponsible lending practices of credit card issuers. I said card issuers passed out credit cards like flyers at a political rally. I thought it was a figure of speech.
Well, darn if it [...]
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