Bankruptcy in Florida: Preparing for the initial consultation?

I prefer when a client comes to a bankruptcy consultation prepared and ready to discuss his or her problems. Because, my firm offers a free consultation to individuals seeking information on bankruptcy, my time and the client’s time is best spent exploring the issues, not looking for the latest visa bill in a sea of envelopes. To facilitate the meeting, I forward a potential client a questionnaire that is six pages long and is filled with yes or no questions. These questions are designed to make people stop and think about their debts, monthly obligations, etc. While this practice may turn some people off, the overwhelming majority of people have a very positive response.

A client who has a good understanding of their debts and a working knowledge of their monthly budget saves time. Accordingly, I would suggest that prior to setting an appointment with an attorney, you should put together a detailed budget of monthly income and monthly expenses based upon your personal experiences for the last six months. The best place to start is to gather up your pay stubs and either your bank statements or your check book, depending upon which is more organized. Your attorney will Thank You for being prepared, and you will get the most out of the time spent together.

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