Generally yes, these are mostly separate types of loans.
However, in certain situations, usually it has been with a Credit Union, the credit card or line of credit you have may be connected to your car. This is called cross-collateralization.
If the car loan and the credit card or other debt with the bank is secured by your vehicle then you may have to pay all or a portion of the credit card or other debt in order to keep the vehicle.
How do you know if your loan is cross-collateralized? The bank can tell you by calling them or you can find your signed agreement and it will tell you.
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