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	<title>Comments on: Why I Hate Pre-Bankruptcy Credit Counseling</title>
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	<link>http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/</link>
	<description>Real Lawyers, Real Solutions</description>
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		<title>By: Filing Bankruptcy and Reaffirmation Agreements</title>
		<link>http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/comment-page-1/#comment-38213</link>
		<dc:creator>Filing Bankruptcy and Reaffirmation Agreements</dc:creator>
		<pubDate>Fri, 26 Feb 2010 00:50:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/#comment-38213</guid>
		<description>[...] very differently throughout the country.Â  The reaffirmation provisions of our new and greatly flawed Bankruptcy Code are inartfully drafted.Â  This has lead to a wide variety of interpretations and decisions based [...]</description>
		<content:encoded><![CDATA[<p>[...] very differently throughout the country.Â  The reaffirmation provisions of our new and greatly flawed Bankruptcy Code are inartfully drafted.Â  This has lead to a wide variety of interpretations and decisions based [...]</p>
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		<title>By: Bankruptcy Business as Usual Despite BAPCPA Speed Bump : Bankruptcy Law Network</title>
		<link>http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/comment-page-1/#comment-24000</link>
		<dc:creator>Bankruptcy Business as Usual Despite BAPCPA Speed Bump : Bankruptcy Law Network</dc:creator>
		<pubDate>Wed, 17 Oct 2007 10:40:25 +0000</pubDate>
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		<content:encoded><![CDATA[<p>[...] suppose the biggest problem with the new law is the “means test”.  The time and effort required to gather and tabulate six months worth of “pay advices” is [...]</p>
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		<title>By: BAPCPA&#8217;s Biggest Blunders at Bankruptcy Law Network - Real Lawyers, Real Solutions</title>
		<link>http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/comment-page-1/#comment-1341</link>
		<dc:creator>BAPCPA&#8217;s Biggest Blunders at Bankruptcy Law Network - Real Lawyers, Real Solutions</dc:creator>
		<pubDate>Wed, 18 Apr 2007 04:04:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/#comment-1341</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] Credit Counseling Insults. As discussed in more detail in my article, “Why I Hate Credit Counseling,” what purpose is served in having a Ph.D. in finance who has to file for bankruptcy take a credit counseling class? Do we really think they’ll learn something? If Donald Trump has to file, he’ll have to take the same course as everyone else; does this make sense? [...]</p>
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		<title>By: Involuntary Bankruptcy and the Credit Counseling Conundrum at Bankruptcy Law Network - Real Lawyers, Real Solutions</title>
		<link>http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/comment-page-1/#comment-1339</link>
		<dc:creator>Involuntary Bankruptcy and the Credit Counseling Conundrum at Bankruptcy Law Network - Real Lawyers, Real Solutions</dc:creator>
		<pubDate>Wed, 18 Apr 2007 03:54:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/#comment-1339</guid>
		<description>[...] I have blogged about credit counseling requirements previously, Why I Hate Credit Counseling, and will write another article shortly about some of the problems with the Financial Management requirement, particularly the effect of closing cases without a discharge. But this &#8220;involuntary gotcha&#8221; seems to be yet another in the long liturgy of unintended consequences resulting from the massively flawed and poorly drafted BAPCPA. [...]</description>
		<content:encoded><![CDATA[<p>[...] I have blogged about credit counseling requirements previously, Why I Hate Credit Counseling, and will write another article shortly about some of the problems with the Financial Management requirement, particularly the effect of closing cases without a discharge. But this &#8220;involuntary gotcha&#8221; seems to be yet another in the long liturgy of unintended consequences resulting from the massively flawed and poorly drafted BAPCPA. [...]</p>
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		<title>By: AllFinancialMatters &#187; Blog Archive &#187; The 96th Carnival of Personal Finance</title>
		<link>http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/comment-page-1/#comment-1332</link>
		<dc:creator>AllFinancialMatters &#187; Blog Archive &#187; The 96th Carnival of Personal Finance</dc:creator>
		<pubDate>Mon, 16 Apr 2007 11:39:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/#comment-1332</guid>
		<description>[...] 4. Why I Hate Pre-Bankruptcy Credit Counseling [...]</description>
		<content:encoded><![CDATA[<p>[...] 4. Why I Hate Pre-Bankruptcy Credit Counseling [...]</p>
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		<title>By: Trillions in Debt&#8230; at Bankruptcy Law Network - Real Lawyers, Real Solutions</title>
		<link>http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/comment-page-1/#comment-1284</link>
		<dc:creator>Trillions in Debt&#8230; at Bankruptcy Law Network - Real Lawyers, Real Solutions</dc:creator>
		<pubDate>Sat, 07 Apr 2007 14:17:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/2007/04/06/why-i-hate-pre-bankruptcy-credit-counseling/#comment-1284</guid>
		<description>[...] January 2007         &#171; Dismissed or Discharged in Bankruptcy Why I Hate Pre-Bankruptcy Credit Counseling &#187; [...]</description>
		<content:encoded><![CDATA[<p>[...] January 2007         &laquo; Dismissed or Discharged in Bankruptcy Why I Hate Pre-Bankruptcy Credit Counseling &raquo; [...]</p>
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