April 2007

I am deaf, can I file for bankruptcy?

by Rachel Lynn Foley, Kansas City, MO, Bankruptcy Attorney

The short answer is yes. Under the American with Disabilities Act you are to be provided an interpreter at no cost to you. What this means is that you can hire any attorney you want and the attorney MUST pay for the interpreter to be present at the interview. However the court will pay for [...]

Is Bankruptcy The Right Decision? (Part 4)

by Douglas Jacobs, California Bankruptcy Attorney

Most of my clients come to me only as a last resort. They don’t want to file bankruptcy, are worried about the “stigma” that it might have on their life, and wondering whether or not the cost, both financially and to their credit score will be worth the benefit. That, I think, has to be [...]

Is Bankruptcy the Right Decision? (Part 3)

by Brett Weiss, Maryland Bankruptcy Attorney

In some cases, bankruptcy isn’t only the right decision, it’s really the only decision. If you have one of the following situations, you should speak with an experienced bankruptcy attorney immediately:

Generally yes, these are mostly separate types of loans. However, in certain situations, usually it has been with a Credit Union, the credit card or line of credit you have may be connected to your car. This is called cross-collateralization. If the car loan and the credit card or other debt with the bank is [...]

Violations of the Discharge Injunction are big business.

by Carmen Dellutri, Southwest Florida Bankruptcy Attorney

When a former client calls their bankruptcy attorney and says they are being harassed by a creditor, the attorney can either tell the client to send the creditor a letter, or if the attorney is astute, greet the client with open arms and welcome them back as a client. A discharge violation by a creditor [...]

Boomers & Debt: Bankruptcy as Necessary Retirement Planning

by Wendell Sherk, Missouri Bankruptcy Attorney

Retirement should be a time of relaxation, of enjoyment of the fruits of a lifetime of work and – hopefully – savings. Unfortunately incomes have not kept pace with living expenses for most people. So over the last decades middle class America has accumulated more debt to fill the gap. Unfortunately for those closing in [...]