For along time in the United States, we have recognized that husbands and wives are separate legal entities. We may take for granted that women can own property in their own name or that a husband does not ‘own’ his wife. Â We accept that generally speaking, spouses are not responsible for each other’s debts. They [...]
March 2007
The next step is attending the initial consultation. Some attorneys offer a free initial consultation and some charge a fee for the consultation. If an attorney comes highly recommended, do not let the consultation fee be a factor in your decision making process. Although there are many reasons why an attorney may or may not charge a [...]
Prospective clients often ask me “How do I pay you when I am bankrupt?” The cost of filing bankruptcy, and how you get that paid, is a primary concern to virtually everyone who considers bankruptcy. Attorney fees for filing bankruptcy depend on a number of factors–prevailing rates where you live, the relative complexity of your [...]
One of the most important changes, if not the most important change that you will need to make after you file for bankruptcy is the way you make your payments. Creditors will look at whether or not your financial management behavior has changed. Did you learn something from filing bankruptcy? Lessons such as do you [...]
There are many issues to consider when thinking about bankruptcy. The most important could be your choice of attorney. Although you can file bankruptcy without an attorney, this is probably not the best course of action. Additionally, the yellow pages may leave you confused because the Florida Bar places many restrictions on attorney advertising. All the ads in [...]
The secret to settling debt with your creditors is assure finality. You want to make sure that the debt never comes back. (Read: Zombie Debt Haunts the Discharged and Zombie Debt.) Can debt be settled? Absolutely. However when you negotiate to settle your debt you must make sure that the creditor reports it properly on [...]
