Is there anything you can be doing following the issuance of your bankrutpcy discharge to insure that you maximize your credit recovery opportunities, and to make sure that you qualify for the best possible interest rates on car loans and other major financings? Absolutely. Please read this post (http://www.bankruptcylawnetwork.com/2007/03/05/your-credit-report-after-bankruptcy) by Jay S. Fleischman. Jay suggests that you be vigilant with regard to your credit reports following your bankruptcy. Make sure that no old, pre-petition debts are continuing to be listed on your credit reports. If there are older debts appearing on the report, the report should indicate either that the debt was “charged off” or that a “zero balance” is due and owing. Furthermore, a debt can only be identified as “charged off” in the event that the actual charge off occurred prior to the bankruptcy filing.

According to Wired Blog, the Ninth Circuit Court of Appeals has upheld a decision of the United States Bankruptcy Court in northern California that entrepreneur Henry Ihejirika had engaged in fraudulent, unfair, or deceptive conduct, and had engaged in the unauthorized practice of law.  Mr. Ihejirika committed these violations through his “automated bankruptcy assistance” websites, Ziinet.com [...]

When you file a Chapter 7 bankruptcy, you are entitled to keep property that is exempt, and you may give up any property that is not. Exempt property is property that is protected from creditors if you are sued and also if you file bankruptcy.
Under the old bankruptcy laws, you used the exemptions of the [...]

This may be a web site for bankruptcy information, but it doesn’t mean you are ready to file. If you are just looking into bankruptcy, but still considering trying to payoff your debt, then consider the following tip.
Let’s say you have a $4,000 account balance with an APR of 22.2%. If you pay just $10 [...]

In Colorado there is now a free service for homeowners who have missed payments or are in danger of foreclosure. This service is the Colorado Foreclosure Hotline.
The Colorado Foreclosure Hotline provides free professional housing counseling. The counselors provide assistance to homeowners who are trying to avoid foreclosure.
The Colorado Foreclosure Hotline may be contacted by calling [...]

Once you have filed for bankruptcy under either Chapter 7 or Chapter 13 of the United States Bankruptcy Code, the bankruptcy court clerks will assign a case number, a trustee (someone who is now in charge of your case), and a date for what is commonly known as a “meeting of creditors.” This [...]

I’ve filed for bankruptcy and now I have to go to a hearing. What should I expect?
If your bankruptcy case is routine, you should expect only one hearing with the bankruptcy trustee. The trustee is an employee of the U.S. Department of Justice whose job is to examine your case to determine that [...]

Having conducted at least 1000 bankruptcy consultations, there is one common thread that winds through most every story about how debtors ultimately wind up in financial distress.  Whether there is a job loss, illness, injury, divorce or other unforeseen event – ultimately, nearly all people arrive at the doorstep of bankruptcy because they don’t have [...]

I have posted about loss mitigation as a way to avoid foreclosure and the problems you might run into when hiring a company to help you with the process. Here’s an example.
Foreclosure Assistance Solution’s website is one of many which come up when Googling “foreclosure assistance,” and it appears to present “real” testimonals from [...]