(Pause.) I cannot imagine the struggle, the pain you suffered to get here. It hurts.
Kurt Vonnegut wrote that a step backwards after a wrong turn is a step in the right direction. You’re taking that step, and your life will get better.
Bankrate.com is a fine website with many, many financial articles of value. One is called “8 Steps To Take Before Bankruptcy,” and they are all good suggestions. The hardest, the most powerful might well be the shock therapy of a cash diet (No. 2 on its list, behind examining your bills and budget). No More Charging. You’ll be back in control of your life, and it’s a beautiful place to be.
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