Archive for March 2nd, 2007

Does Changing My Job Affect My Chapter 7 Bankruptcy? »

The answer is that is depends. It will depend on when you change your job.
If you change your job prior to filing a Chapter 7 bankruptcy and you make more money than you did before you may no longer qualify for your fresh start Chapter 7 bankruptcy.
However, if you receive a higher paying job after [...]

Popularity: 3% [?]

Does Changing My Job Affect My Chapter 13 Bankruptcy? »

The answer is that is depends. It will depend on when you change your job.
If you change your job prior to filing a Chapter 13 bankruptcy and make more money in the new job then you may be required to pay more to the 13 trustee during your Chapter 13 Plan.
If you receive a higher [...]

Popularity: 2% [?]

Little (and BIG) Ways To Save Money »

Over at Change Can Be A Good Thing, the author writes about all the things she did to get out of debt. Many of the changes she made were difficult, but she paid off $26,000 worth of debt in about two years.

This lesson can be used by anyone who comes out of Chapter 7 [...]

Popularity: 2% [?]

Oregon Bankruptcy: You Can Keep Your Gun But Not Your Tax Refund!! »

When someone files for bankruptcy protection, the US Bankruptcy Code protects some property by declaring it “exempt”. Oregon voted to not participate in the exemptions provided for by the US Bankruptcy Code (yep, states are allowed to say “we don’t want the feds telling us what to do in our state!”). Oregon [...]

Popularity: 2% [?]

Bankruptcy Basics–Chapter 13, What Does That Mean? »

A Chapter 13 bankruptcy is a bankruptcy case filed under Chapter 13 of the U.S. Bankruptcy Code. The Bankruptcy Code is part of Title 11 of the United States Code. Chapter 7 is titled “Liquidation”. Some other sections of Title 11 apply to Chapter 13 Debtors even though the rules are in different chapters. For [...]

Popularity: 3% [?]

Relationship Banking: Who is it good for? »

Have you noticed how much your bank or credit union wants to have a “relationship” with you? It’s almost like they’re stalking us. Open a checking account and your banker is suddenly your best friend – and favorite lender. And it can be convenient – for the banker.
If you have your checking [...]

Popularity: 3% [?]

California Expands IRA Protection »

An intermediate appeals court in California held last month that funds traceable from a fully exempt pension plan into an IRA with otherwise limited exemption are fully exempt.  McMullen v. Haycock, Cal.Rptr.3d—, 2007 WL 447913, Cal.App. 2 Dist., February 13, 2007 (No. B187748).
Under [...]

Popularity: 3% [?]