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What Happens If I Cannot Complete My Chapter 13 Bankruptcy Plan (Part Four)

If you cannot get your Chapter 13 case modified, converted or discharged due to a hardship, you can have your Chapter 13 case dismissed. 

A debtor has the right to dismiss his Chapter 13 bankruptcy at any time provided that the case has not been previously converted from another chapter. 

Generally speaking, the dismissal puts the debtor and his creditors back at square one:  just as if the case had never been filed. 

A dismissal may be an option if it appears that the Chapter 13 bankruptcy may be involuntarily converted to a Chapter 7. 

 

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