Top Ten Consumer Complaints
By Jay Fleischman, New York Bankruptcy Lawyer on Feb 8, 2007 in General Bankruptcy Information
As part of National Consumer Protection Week, Michigan Attorney General Mike Cox compiled a list of the top ten consumer complaints. Though the list originates from a single state, these problems are universal and affect everyone.
Here are the top ten complaints:
- Credit and Financial Concerns: Includes identity theft complaints, predatory lending, disputes about credit reports, collections, billing and finance charges, and misrepresenting the terms of credit.
- Internet: Rising from its number five spot in 2005, this category includes Internet purchases and auctions, failure to deliver or refund, fraudulent e-mail solicitations, Internet service provider complaints, and identity theft complaints. 2006 can be called the “Year of Computing Dangerously.” Computer security experts say 2006 saw an unprecedented spike in junk e-mail and sophisticated online attacks from increasingly organized cyber crooks. These attacks were made possible, in part, by a huge increase in the number of security holes identified in widely used software products.
- Telecommunications and Cable or Satellite TV: Includes telemarketing, do-notcall violations, cell phone issues, cell phone billing issues, cramming (unauthorized charges), slamming (unauthorized switch of a service provider), and identity theft complaints.
- Retail: Includes problems with the quality of merchandise, rebates, scanner or pricing errors, and identity theft complaints.
- Mail Order: Rising from its number eight spot in 2005, this category includes failure to deliver merchandise, unsolicited merchandise, contest deceptions, and failure to refund complaints.
- Small Business Providers: Includes complaints by small businesses receiving unauthorized services or goods, including advertising and directory publications, unsolicited faxes, and leases for business equipment that cannot be cancelled.
- Motor Vehicle or Automobile: Includes lemon law, advertising, warranty, quality, and misrepresentation complaints.
- Gasoline/Fuel/Energy: Falling from its number four position in 2005, this category includes allegations of businesses charging a price grossly in excess of competitors, complaints of high utility rates, billing errors, and contract misrepresentations.
- Contractors/Home Improvement: Includes problems with the quality of work, failure to deliver services or a refund, and warranty issues.
- Personal Service Providers: This category includes complaints about failure to refund, failure to cancel a contract, and failure to deliver services.
In 2006, the Consumer Protection Division obtained more than $6.3 million in consumer refunds and forgiven debts. Additionally, the Consumer Protection Division recovered more than $2.3 million for the State.
If you have any of these problems, I recommend contacting a qualified attorney in your area immediately. Only by speaking with a lawyer with experience in handling consumer complaints can you be sure of whether you may be entitled to a private recovery.
Source of post can be found here.
Technorati Tags: consumer complaints, lemon law, credit report, better business bureau, consumer scams, fraud
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