Current ArticleSubscribe

Trackback URL

• Find A Lawyer

  

• only search Bankruptcy Law Network

• Categories

  • Bankruptcy Cases & Legislation
  • Bankruptcy Myths
  • Bankruptcy Practice and Procedure
  • Bankruptcy Protection & Automatic Stay
  • Benefits of Bankruptcy
  • Chapter 11 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy
  • Credit, Bankruptcy, and Society
  • Debts Not Dischargeable
  • Discharge of Debt
  • Exemption Issues
  • Featured
  • General Bankruptcy Information
  • Lawyer to Lawyer
  • Life After Bankruptcy
  • Marriage and Debt
  • Means Testing
  • Small Business And Self-Employment
  • State Specific Bankruptcy Issues
    • California
    • Colorado
    • Connecticut
    • Florida
    • Georgia
    • Illinois
    • Kansas
    • Louisiana
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Missouri
    • New Mexico
    • New York
    • North Carolina
    • Oklahoma
    • Oregon
    • Pennsylvania
    • South Carolina
    • Texas
    • Utah
    • Wisconsin
  • Tax Issues
  • Your Bankruptcy Attorney & You

• Recent Articles

  • When Does the Automatic Stay Terminate
  • How Do You Go Bankrupt?
  • Wisconsin Bankruptcy Filings Up 38%, Judge Says More To Come
  • The trick to discharging credit card debt
  • Auto Makers Waste Funds While You Are On The Verge Of Bankruptcy.

• Attorneys In Our Network

  • California - Bay Area
  • California - Chico
  • California - Southern
  • Connecticut
  • Florida (Northeast)
  • Florida (Southwest)
  • Georgia (Atlanta Area)
  • Illinois
  • Kansas
  • Louisiana
  • Maryland
  • Massachusetts (Boston)
  • Massachusetts (Springfield)
  • Michigan
  • Minnesota
  • Missouri (Kansas City)
  • Missouri (St. Louis Area)
  • New York (Upstate)
  • New York Bankruptcy Attorney
  • New York Bankruptcy Lawyer
  • North Carolina
  • Oregon (South)
  • Oregon (Willamette Valley)
  • Pennsylvania
  • South Carolina
  • Texas - Houston

• Bankruptcy Blogs

  • Atlanta Bankruptcy blog
  • Bankruptcy Blog Exchange
  • Collection Lawsuit Defense Lawyer
  • Consider Chapter 13
  • Kansas Bankruptcy Blog
  • New York Consumer Lawyer
  • New York Foreclosure Lawyer
  • On the Bankruptcy Soapbox

• Personal Finance Blogs

  • All Financial Matters
  • Consumerism Commentary
  • Credit Law Network
  • Debt Law Network
  • FreeMoneyFinance
  • Money Walks
  • Moneylawyer
  • Moneysmartz Personal Finance Directory and Guide
  • Mortgage Fraud Blog
  • Mortgage Law Network
  • Personal Finance Advice
  • PF Blogs

• Browse Our Archives

  Select Month November 2008 October 2008 September 2008 August 2008 July 2008 June 2008 May 2008 April 2008 March 2008 February 2008 January 2008 December 2007 November 2007 October 2007 September 2007 August 2007 July 2007 June 2007 May 2007 April 2007 March 2007 February 2007 January 2007

• BLN Members

  • Tax Refund May Be At Risk in Bankruptcy
    If you plan on filing bankruptcy after January 1 of next year or of any year, you need to speak with your lawyer regarding whether your income tax refund can be protected. If you overpaid your taxes and are due a refund, that refund becomes your property on January 1, even if you have not yet filed your return. (...)
  • Bill Collectors Have Blogs
    Here at theBKBlog, I focus on bankruptcy issues, creditor abuse issues and information that can benefit those considering bankruptcy. Did you ever wonder about the other side. Yes, bill collectors have blogs as well, and it makes for interesting reading because bill collectors blog about areas of concern to them - avoiding lawsuits for unfair or deceptive practices, educated debtors, whether or not to use email when contacting debtors. (...)
  • Countrywide Customers: Mortgage Help is on the Way for Many
    CNN.Money.com is reporting that Bank of America has announced a plan to cut mortgage payments on loans held by its Countrywide division. The program targets holders of subprime adjustable rate mortgage (ARMs), subprime fixed rate loans and option ARMs, but prime and Alt-A borrowers, who did not document their income, will be eligible as well. (...)
  • Don't Assume You Can File Chapter 7 and "Start Over"
    Over the past few days, I have received several calls and emails from potential clients who comprise a very different profile from my traditional client base. These folks are solidly middle class to upper middle class families, often earning $100,000+ and living in $400,000 houses. Here is an example of the type of correspondence I have been getting and my response thereto: Jonathan: I desperately need your advice. I work in sales at XYZ company and last year I earned more than $200,000. I am married with 2 kids. This year I'm on track to earn about $120,000. My house is worth $425,000, but the first and second mortgage combined equal to about $435,000. I am also financing a Mercedes - the monthly payment is $725 per month and the payoff is $37,500. I also have $35,000 in credit card debt. I am not behind on anything and I have borrowed twice against my 401(k) to keep afloat. My wife and I have made the decision that we are prepared to give up the house and the car and move into an apartment. I would like to file Chapter 7 and walk away from everything - when can I schedule an appointment? (...)
  • What Does the Wall Street Bailout Mean to You?
    If you have been following the news, you know that a few days ago, the United States Congress passed a multi-billion dollar "bail out" of Wall Street firms and insurance companies that underwrote the risk to these firms. As of today (October 10, 2008), the bail out does not seem to have inspired much confidence and stock markets around the globe are tanking. (...)